Two-Factor Authentication
Logging into your accounts with an email address and password is fine, up to a point, but these details can get lost, stolen, guessed, or teased out of you with some clever social engineering.
Two-factor authentication adds another access barrier for unauthorized visitors who have gotten hold of your primary login credentials
Two-factor authentication—and the similar two-step authentication, which is sometimes treated as a different mechanism and sometimes not—means you need another bit of information besides your password and email address. Most commonly in most consumer apps, it's either an SMS code sent to your phone, or a code generated by a dedicated authenticator app.